“An Investment in knowledge always pays the best interest.”The PG department of commerce and management of PCM SD College For Women Jalandhar organizes a webinar on the topic “MY First Million” on November 26, 2021. This unique webinar was in collaboration with UTI mutual Fund under their initiative of UTI swtantra and CIEL center for investment education & Learning. The resource person of the day was Mr. Kanwaljeet Singh who has been empanelled as a trainer by CIEL to conduct such awareness programmers. While addressing the student Mr. Kawaljeet Singh guided that the old equation, salary Expenses – Savings has become obsolete in today’s scenario.The new concept is Salary- Saving – Expenses. He further enlightened the students about the importance of financial goal planning that must be able to beat inflation, must have the power of compounding, should lead to wealth creation, save taxes and above all create discipline of saving amongst the young student who are about to join the job market. He advised the student to take at least one health insurance scheme at the earliest. He informed that Saving lead to accumulation and safety of money where as Investments leads to growth in money while taking calculative risk. It was an informative & learning session and many queries were also resolved.The webinar was attended by almost 93 students and all the faculty of deptt. of commerce. The managing committee and the worthy principal of the college Dr (Ms.) Pooja Prashar praised the effort of the Department of Commerce & Management organizing such programs.