The PG department of Commerce and management
of PCM SD College for Women, Jalandhar celebrated the Investor Awareness week
in collaboration with IOSCO( International Organisation for Securities
Commission) on 8th October 2020 on investor education and protection. IOSCO is
the international body that brings together the world securities regulators and
is recognised as the Global standard setter for securities sector. It develops,
implements and promotes adherence to internationally recognised standards for
security regulations.
The resource person for the session was Mr
Kamaljeet Singh founder and CEO at Proftrain Mentors, Mohali (Punjab). Mr Singh
is an expert in the fields of wealth management, financial advisory, financial
planning and retirement planning. He has vast experience in Academics as well
as practical field. During the session Mr Singh explained various aspects related
to the Financial Markets and their working. He emphasized on financial
discipline in life where he elaborated that Income- Expenditure is not Savings
rather Income- Saving = Expenditure. He
further emphasized that youth must start
their investments by taking a term insurance, medical insurance and a SIP
Scheme (systematic investment plan) continously for 10 years. He very lucidly
described the financial market instruments including shares, debentures,
commodities ,derivatives and mutual funds. The procedure to buy the securities
was also elaborated and an in-depth insight was also provided on how one should
make financial decisions considering risk and return on different instruments
and make investment in a diversified portfolio. He also explained the grievance
redressal mechanism for investors. The session was concluded with the question
answer round by the audience followed by a note of thanks by Mr Singh for
principal madam Dr Kiran Arora and Mrs Alka Sharma Head Department of Commerce
for giving an opportunity to organise the seminar.
The seminar that was conducted on an online
platform go to meeting was attended by all the faculty members and around 140
students of PG Department of Commerce and Management .Overall the session was a
learning experience for the students with the practical insight. Principal Dr.
Mrs Kiran Arora appreciated the efforts of the department for organising such
sessions.